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Amanah
Amanah
Wakaf produktif berbasis emas: pokok terjaga, hasil mendanai program nyata.
Gold-based productive waqf: principal preserved, yield funds real programmes.

Apa yang kami lakukan

What we do

Kami membantu pemilik wakaf, dana abadi, & yayasan mengubah aset menganggur menjadi manfaat yang kekal, produktif, transparan. Model two-pocket: Pokok (korpus) dijaga, berbasis emas agar tahan inflasi & kurs, sementara hanya hasilnya yang bekerja mendanai program & menumbuhkan korpus.

We help owners of waqf, endowments & foundations turn idle assets into impact that is perpetual, productive, transparent. A two-pocket model: the principal (corpus) is preserved, gold-based to resist inflation & FX, while only its yield works, funding programmes & growing the corpus.

Empat produk

Four products

♾️ Abadi♾️ Perpetual: pokok kekal (emas), hasil ilustratif ±5%/th. Legacy lintas generasi.perpetual principal (gold), illustrative ±5%/yr. A cross-generational legacy.
⏳ Berjangka⏳ Temporary: tenor 6 bln–10 th, capital-protected ±4%/th, pokok kembali. Korporasi & ritel.6-mo–10-yr tenor, capital-protected ±4%/yr, principal returns. Corporates & retail.
🌏 USD: berjangka dalam USD (RD Dollar) untuk diaspora; pokok kembali dalam USD.temporary in USD (Dollar Fund) for the diaspora; principal returns in USD.
🎓 Pendidikan🎓 Education: hasil mendanai fellowship Scale Academy (Kalayudha Foundation).yield funds Scale Academy (Kalayudha Foundation) fellowships.

Contoh dampak (ilustratif)

Impact example (illustrative)

Endowment Rp100 miliar @ 5% = hasil Rp5,0 M/tahun → 60% (Rp3,0 M) program · 25% reinvest korpus · 15% pengelolaan (all-in, tanpa fee AUM terpisah). Program Rp3,0 M/tahun ≈ ±30.000 skrining kesehatan + ±100 fellowship Scale Academy, setiap tahun, sementara pokok tetap utuh & tumbuh.

A Rp100 billion endowment @ 5% = Rp5.0B/yr yield → 60% (Rp3.0B) programmes · 25% corpus reinvest · 15% management (all-in, no separate AUM fee). A Rp3.0B/yr programme budget ≈ ±30,000 health screenings + ±100 Scale Academy fellowships, every year, while the principal stays intact & grows.

Tata kelola & kredibilitas

Governance & credentials

Anda tetap pemilik; Amanah bertindak sebagai pemegang amanah (nazhir) & manajer. Pemisahan peran tegas, cap afiliasi ≤40%, custody & audit independen.

You remain the owner; Amanah acts as trustee (nazhir) & manager. Strict role separation, affiliate cap ≤40%, independent custody & audit.

Nazhir (BWI)Nazhir (BWI)No. registrasi — [akan diisi]
Manajer Investasi (OJK)Investment Manager (OJK)No. izin — [akan diisi]
Opini Syariah (DSN-MUI)Sharia opinion (DSN-MUI)No. fatwa — [akan diisi]
Kustodian & AuditorCustodian & AuditorNama bank kustodian & auditor — [akan diisi]
Mulai dari satu aset (mulai Rp5 miliar). Asset Assessment gratis untuk flagship. Start with one asset (from Rp5 billion). Free Asset Assessment for flagship cases. iem.id · hello@iem.id · WhatsApp [akan diisi]

Materi informasi umum, bukan penawaran atau nasihat investasi/hukum/pajak/syariah. Angka ilustratif (yield abadi 5%, berjangka 4%). Tunduk persetujuan dewan syariah/DSN-MUI & regulator (BWI/OJK). © 2026 Amanah · Islamic Wealth Stewardship.